How to be richer, smarter, and better-looking than your parents

Striking out on your own for the first time is exhilarating.

But in a culture full of bad advice, predatory banks, and splurge-now-pay-later temptations, it can also be extremely dangerous-leading you to make financial decisions that could hurt you for years to come.

Combine this with a slumped economy, mounds of student loans, and dubious examples from reality TV stars to politicians to your own parents, and it's no wonder so many twenty-somethings are struggling.

Twenty-three-year-old Zac Bissonnette-the author of Debt-Free U-knows exactly what you're going through.

He demystifies the many traps young people fall victim to in their post-college years.

He offers fresh insights on everything from job hunting to buying a car to saving for retirement that will give you a foundation for a secure, stable, and happy life.

In the process, he reveals why FICO scores are overrated, online job applications are a waste of time, car loans are for suckers, and credit card rewards are a scam.

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