Making a Budget

Learning careful money management does far more than allow young people to pay bills, save for emergencies, and meet long-term goals like home ownership.

Using a budget also provides for a better quality of life.

This easy-to-follow guide helps readers learn how to craft a budget that accounts for earnings, spending, and short-term and long-term savings goals.

Concise directions thoughtfully guide readers through the processes of setting up a weekly expense records, making monthly budgets, using budgeting tools, setting financial goals, evaluating and adjusting budgets, and practicing wise savings and spending habits.